Investment Information Memorandum

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Trading as Faith Property Investment

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Discover an exclusive investment venture in Victoria's dynamic co living sector. We're developing purpose-built 9 room rooming homes that serve medium-term stay requirements *(6-24 months ) in high-demand locations.

We are seeking investors and or partners who would like to earn potentially up to 18% per annum return on investment.

Investment Amount Required

$500k to $2M

Total Investment

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Total Per Project

8%

Coupon Rate

Interest Paid Monthly

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18%

Final Target Return

Total Projected Investment Yield: Annual Returns Including Capital Growth and Monthly Distribution Income

Final Target Return

Returns Paid on Sale

9 rooms

$350 Per Week

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Target income per dwelling $163,800 + per annum

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Projects near metro hubs: universities, hospitals, shops & transport. Prime locations with 1% vacancy.

Our Strategic Advantage:

• Premium locations near major universities and hospitals

• Excellent transport connectivity with freeway access

• Proximity to vibrant retail and shopping districts

• Situated in established, low-risk areas

• Operating in markets with just 1% vacancy rates

This unique opportunity targets the critical housing shortage in Victoria's key regional and metropolitan centers, where demand consistently outstrips supply. Our developments are specifically positioned to serve:

• Medical professionals on rotation

• Visiting academics and researchers

• Corporate contractors

• Students seeking quality accommodation

• FIFO Worker

• Healthcare workers requiring convenient housing

With vacancy rates at historic lows of 1%, our strategically located properties offer investors exposure to one of Victoria's most resilient market segments, combining strong yield potential with strategic positioning in growth corridors.

A Message from the Founder

Dear Potential Investment Partner,

As the founder of AG Project Management Services, trading as Faith Property Investment, I am pleased to present this unique investment opportunity in Victoria's rapidly evolving property market. With over three and a half decades of experience in property development, finance, investments and real estate, I've successfully navigated multiple market cycles and delivered numerous successful projects across Victoria.

Today, we stand at a crucial juncture in Victoria's housing market. With over 20,000 investors having sold their properties in the last 18 months (source *Fin Review) we face both a challenge and an opportunity. Our vision is to provide high-quality, affordable accommodation solutions through our innovative next gen studio co living room developments, specifically targeting young professionals and essential workers in strategic locations across Victoria.

This information memorandum outlines our proposal to raise AUD $500,000 up to $2,000,000 for a 50% stake in our next development projects, offering an 8% monthly coupon payment and a target return of 18% upon sale. We've structured this opportunity to provide both regular income and capital growth potential, backed by our proven track record and comprehensive market understanding. We are also exploring other asset classes which also deliver terrific and secure returns to our investor partners.

Victoria is tipped to rise by 12-14% over the next 24 months due to this attraction to migrants and private schools, health care systems and universities and relatively lower than normal medium house prices over the past 2 years.

I invite you to join us in this venture, not just as an investor, but as a partner in addressing Victoria's housing crisis while generating attractive returns.

Yours,

John Hendriks

1

Early Success

Successfully completed 50-lot residential subdivision in Wyndham Vale: Year 1999-2001

2

Growing Portfolio

Led 172-lot residential development in Narre Warren: Years 2010-2014

3

Continued Growth

Completion of multiple projects:

• Greenvale 160 lot residential project: Year 2013-2018

• Wyndham Vale 200 lot residential project: Year 2017- 2022

• St Leonards 143 lot residential project: Year 2017- 2022

• Armstrong Creek 124 lot residential project: Year 2017- 2022

4

Present Opportunity

Launching innovativenext gen studio co living room developments

for young professionals and essential workers

Executive Summary

Investment Structure

$500,000 to $ 2,000,000 Investment for a 50% ownership, 8 % coupon paid monthly and 18% target return upon sale. Professional management and proven development expertise, full transparency and regular reporting.

Market Opportunity

Victoria's rental crisis with just 1% vacancy rate, over 2,000,000 tenants seeking accommodation, only 652,000 rental properties available, 20,000 investors have sold their properties in the last 18 months, significant demand-supply imbalance creating strong rental pressure.

Project Specifics

Development of 9-room next generation 9 room accommodation, strategic location near universities, hospitals, and transport, projected rental income of AUD $163,800 per annum, Gross Realisation Value of AUD $1,470,000, Total Development Cost of AUD $1,175,000 - debt level $ 730k LVR 55%

AG Project Management Services, trading as Faith Property Investment, presents a compelling opportunity to invest in Victoria's rapidly growing property market. We specialise in developing innovative housing solutions, specifically targeting the critical shortage in Victoria's rental market through our next-generation next gen studio co living room developments.

Our current investment offering represents a strategic opportunity to participate in Victoria's property market recovery while addressing the acute housing shortage.

This investment opportunity combines social impact with strong returns, leveraging our extensive experience in property development and our deep understanding of Victoria's property market dynamics.

History and Key Business Milestones

1

2018-2020

Establishment of core business foundation, development of proprietary project assessment methodology, building of initial investor network, completion of first major development project, establishment of key strategic partnerships.

2

2020-2021

Strategic acquisition by John Hendriks, pivot to focus on SME investments and partnerships, enhancement of business model to include property management services, development of comprehensive risk assessment framework, expansion of operational capabilities.

3

2022-2023

Launch of digital marketing division, significant expansion of service offerings, development of extensive database of qualified investors, establishment of unique market position in affordable housing, implementation of innovative property management solutions.

4

2024-2025

Implementation of partner growth strategy, onboarding of expert deal managers, launch of self-managed listings division, integration of AI capabilities for property management, development of hybrid service offering combining capital platform with digital marketing.

SPECIFIC PROJECTS

Year 1999-2001

Wyndham Vale: 50-lot residential subdivision

Years 2010-2014

Narre Warren: 172-lot residential development

Year 2013-2018

Greenvale: 160 lot residential projects

Year 2017- 2022

Wyndham Vale: 200 lot residential project

Year 2017- 2022

St Leonards: 143 lot residential project

Year 2017- 2022

Armstrong Creek: 124 lot residential project

AG Project Management Services has established itself as a significant player in Victoria's property development sector, with a rich history of successful projects and strategic growth. Our journey reflects our commitment to innovation and excellence in property development.

Throughout our history, we have maintained a consistent focus on identifying and capitalising on market opportunities while building a sustainable and scalable business model. Our evolution has been marked by strategic adaptability and a commitment to addressing market needs through innovative solutions.

Typical Customers

Tenant Profile

• Young professionals aged 25-40

• Essential workers (medical staff, teachers, social workers)

• University students and academics

• Corporate relocators and contract workers

• Remote workers seeking lifestyle locations

Investor Profile

• Sophisticated investors seeking regular income

• Value-focused property investors

• Professional investment groups

• Self-managed super funds

• High-net-worth individuals seeking diversification

Market Statistics

2M+

Potential Tenants

Over 2,000,000 potential tenants in Victoria

652K

Rental Properties

Current market serves only 652,000 rental properties

1%

Vacancy Rate

Indicating severe supply shortage

Our business model is built around understanding and serving two distinct but interconnected customer segments: our tenants and our investors. This dual focus allows us to create value for both groups while maintaining sustainable growth.

This deep understanding of our customer segments allows us to design properties that meet specific tenant needs, locate developments in high-demand areas, structure investments to match investor requirements, maintain high occupancy rates, and generate stable, predictable returns.

Meet the Team

Our success is driven by a team of seasoned professionals who bring together complementary skills and extensive industry experience. Each team member contributes unique expertise to ensure comprehensive project delivery and management.

John Hendriks

REA

Director and Developer with over 35 years of property development experience

Leading our strategic vision and development initiatives

Scott Banks

REA

Real Estate Property Management specialist

Managing our property portfolio with expertise

Mark Greenberg

MBA and B.Com

Debt Arrangement (Lambert Capital) expert in financial structuring

Leading our financial strategy and planning

Vijitha Illukitiya

B.Eng

Builder (Civic Homes) with extensive construction industry experience

Overseeing construction quality and delivery

Pat Correya

B.Com

Business Development Manager specialising in market analysis and opportunity identification

Driving growth through strategic market insights

Sam Tawadrous

Specializing in Asset Management and Real Estate, with a background in Estate Agency and LLB Law.

SWOT Analysis

Strengths

• Positive income stream from day one of operation

• High yield and high growth asset compared to other classes

• Ideal investments for SMSF to hold long term

• 35 + years of experience in property

• Pathway to success already mapped out

Weaknesses

• Cost of material and labor rising over time

• Land prices escalating in Metro areas

• Time required for asset to mature

• Cost of capital relatively higher than normal during construction phase

Opportunities

• Severe housing crisis in Victoria (1% vacancy rate)

• Growing demand from young professionals

• Potential to upscale and increase rooms

• Rising rental rates in target markets

• Government support for housing initiatives, land tax exempt

Threats

• Interest rate fluctuations

• Inflation rises

• Market sentiment shifts

• Competition from other developers

Our Products or Services

1

Property Development

• Nine-room next gen studio co living room accomodation

• Strategic locations near universities, hospitals, and transport

• High-quality construction and modern amenities

• Efficient space utilisation and design

• Smart technology integration

2

Property Management Services

• Tenant screening and selection

• Lease administration

• Maintenance coordination

• Rent collection and disbursement

• Regular property inspections

3

Investment Management

• Regular performance reporting

• Dividend distribution management

• Tax documentation

• Asset valuation updates

• Strategic planning input

Our business model centres on delivering high-quality, strategically located next gen studio co living room developments that address Victoria's critical housing shortage while providing attractive returns for investors. Our comprehensive service offering includes property development, property management services, and investment management.

Competitor Analysis

Direct Competitors

• Small-scale private developers

• Build-to-rent operators

• Traditional apartment developers

• Property syndicates

Our Competitive Advantages

• Specialised focus on next gen studio co living rooms

• Strategic location selection

• Efficient development timeline

• Lower capital requirements

• Higher rental yields

• Comprehensive management services

• Flexible investment structures

• Regional market expertise

• Strong local relationships

• Proven development model

The Victorian property development market includes various players, each with different approaches to addressing the housing shortage. Our analysis of the competitive landscape reveals our unique positioning and competitive advantages in the market.

Roadmap and Growth Opportunities

1

Short-term Objectives (0-12 months)

• Complete current development project

• Establish operational framework for scaling

• Strengthen key partnerships

• Enhance property management systems

• Implement marketing strategy

2

Medium-term Goals (1-3 years)

• Expand to multiple locations

• Increase development pipeline

• Enhance technological integration

• Develop additional revenue streams

• Strengthen market position

3

Long-term Vision (3-5 years)

• Establish market leadership

• Create scalable development model

• Build significant property portfolio

• Develop new market segments

• Implement innovation initiatives

Our growth strategy is built on a comprehensive understanding of market dynamics and a clear vision for addressing Victoria's housing shortage. We have identified multiple pathways for expansion and value creation.

Use of Capital

 

1

Land Acquisition (outright)

AUD $310,000 - $340,000

 

2

Construction Costs

AUD $796,949

 

3

Consultant and Finance Fees

AUD $45,000

 

4

Operational Expenses

AUD $75,000

The AUD $450,000 investment will be strategically deployed to maximise returns while maintaining operational efficiency and risk management. Our detailed capital allocation plan ensures transparent and effective use of funds.

Financial Structure:

• Total Project Cost: AUD $1,175,927

• Equity Investment: AUD $500,000

• Debt Financing: AUD $730,000

• Monthly Interest Payments: 8%

• Target IRR: 18%

• Project Timeline: 18 months

Optional investor to remain in arrangement for 3-5 years to allow asset to mature and increase capital growth and return for stakeholders. Target return for a 3–5-year term is 18% per annum for the investor. Also Optional for investor to scale and take a position in up to 4- 5 projects of the same nature and investment opportunity.

Contact Details and Thanks

Primary Contact

John Hendriks
Director and Developer
AG Project Management Services
Trading as Faith Property Investment
Phone: +61418308051
Email: ​John.hendriks@faithpropertyinvestment.com.au

Website: www.faithpropertyinvestment.com.au

Registered Office

Ground floor 470 St Kilda Rd Melbourne Vic 3004
ABN: 97635773705

Additional Contacts

For Property Management Enquiries: Scott Banks
For Financial Matters: Mark Greenberg
For Construction Enquiries: Pat Correya

Thank you for considering this investment opportunity with AG Project Management Services. We welcome your interest and are available to discuss any aspects of this proposal in detail.

We thank you for your time in reviewing this investment memorandum and look forward to the possibility of working together to address Victoria's housing needs while creating value for all stakeholders.

Disclaimer: Any investment decisions should be made with proper advice form professionals and in no way is this deemed to be advice.